When you owe money to the IRS, they will take aggressive action to force you to pay in full. If you have delayed filing your tax return(s) or have an outstanding balance from a previous return, you are in danger of a wage garnishment. However, if you know you are unable to pay your tax obligation in full to avoid a wage garnishment, you should seek help to negotiate with the IRS. Instant Tax Solutions (ITS) will take control of your liability and expedite it to resolution.
What is a Wage Garnishment?
Wage garnishment is a judgment against you requiring your employer to legally withhold money from your wages for tax debt payment. This is an effective process used by the IRS to enforce taxpayer compliance. A garnishment can cost you 30% to 70% of your paycheck.
Before the IRS can attach a wage garnishment, the following criteria must be met:
- The tax must be assessed and a notice sent to taxpayer
- The taxpayer must refuse to acknowledge or pay the outstanding balance
- The taxpayer must receive a “Final Notice of Intent to Levy and Notice of Your Right to a Hearing” – sent 30 days prior to the garnishment taking effect
Once the IRS completes these actions, you will be facing a wage garnishment. You do not have to actually receive the notice for it to be legal. The IRS is required only to send it via certified mail to your last known address. Many taxpayers may not be aware they are going to be garnished until it actually happens.
Avoid Becoming a Victim of a Wage Garnishment
Instant Tax Solutions has successfully represented countless victims of IRS wage garnishments. Most taxpayers are financially unable to avoid wage garnishments. You need ITS to negotiate with the IRS for alternative solutions, to protect you from escalating fines and penalties and, perhaps, loss of assets.
Once you receive your wage garnishment information, it is imperative you contact ITS. You must be prepared to provide all your financial records and past tax information. If you do not have this information, we will get it for you. After reviewing your financial situation, ITS tax professionals will determine your eligibility for an alternative agreement with the IRS.
Know Your Rights
Instant Tax Solutions will contact the IRS on your behalf to discuss your options in person. Using our tax law knowledge and experience with the IRS, Instant Tax Solutions can delay the wage garnishment proceedings. You will be protected from excessive amounts being drawn from your paycheck. If necessary, we will file an appeal if any of the following has occurred:
- You have paid your overdue taxes prior to the garnishment taking effect
- You are filing for bankruptcy during the assessment and notice period
- An IRS error has occurred
- The Statute of Limitations has expired
- You did not have the chance to dispute supposed liability
- You request a chance to discuss options relating to collection action
- You want to defend your spouse
Once your appeal hearing is concluded, we will be notified of the status within 30 days. At that time, we will fully explain your rights helping you understand your options.